Whether it’s buying your first home, improving your credit score, or fine-tuning your budget to establish savings, we are here to help you reach your housing and financial goals. We are a HUD-certified Housing Counseling agency in Western Maine–from financial coaching, budget advising, to post-purchase counseling–we are here to help individuals and families achieve their dreams of homeownership in Maine.
Visit our Customer Portal to register for classes, learn more about our services, and securely share your information with our certified staff. Want to read more first about our services? Please see below!
HUD Housing Counseling and Education Services
Homebuyers and Financial Education classes
Unlock the door to your dream home with our comprehensive Homebuyer Education workshops. At CCFC, we equip you with the essential tools and resources to navigate the home-buying journey confidently. Our workshops provide a detailed overview of the entire process, from start to finish.
As part of the Maine HoMEworks program, our classes fulfill one of the key requirements for accessing the Maine Housing Advantage down payment and closing cost grants. You’ll learn about:
- The steps involved in buying a home
- Managing your finances and credit
- Qualifying for a mortgage loan
- Conducting home inspections
- Understanding the closing process
- Discussing energy efficiency and providing resources for energy-efficient upgrades
Join us and take the first step toward becoming a successful homeowner!
See our upcoming classes – $45 per person CCFC Homebuying and Financial Education Classes
Self-Paced Online Homebuyer Education Class
CCFC, in partnership with Ehome America, offers a comprehensive, self-paced course that fits your schedule and covers the entire home-buying process. After completing the course, you’ll meet with a HUD-certified counselor to review Maine-specific information before receiving your certificate.
ehome Money Management Course
Empower yourself with our self-paced Money Management course, designed to help you:
- Understand saving and spending
- Understand credit
- Manage personal finances
- Course Fee: $50 per person (includes individual coaching sessions at no additional charge)
Sign up –Ehome America-Community Concepts, Inc.
Financial Education Workshop – Seeking Change
Ready to transform your financial future? Our Seeking Change workshop is designed to help you uncover your money habits and reshape your financial mindset. Dive into interactive sessions that cover:
- Budgeting: Master the art of managing your money.
- Debt Management: Learn strategies to tackle and reduce debt.
- Credit Scores: Understand and improve your credit score.
- And More!
Join us and take control of your financial journey with confidence and clarity.
Mortgage default and eviction prevention:
Struggling to keep up with your mortgage or rent payments? Our HUD-certified Housing Counselors are here to help you create a plan to achieve your housing goals and stay in your home.
Our counselors will assist you with:
- Establishing a personalized budget
- Managing and building your credit
- Navigating mortgage default options to avoid foreclosure in Maine and negotiating with lenders
- Reviewing options to resolve defaults and completing necessary paperwork
- Post-purchase counseling to understand how to maintain your home, plan for emergencies, and build equity for long-term success.
- Discussing energy efficiency and providing resources for energy-efficient upgrades
- For renters, negotiating payment plans and understanding your rights
Let us help you find the best solutions to maintain your housing stability. It’s confidential and free of charge.
Call 207-333-6419 or Sign up online CCFC HUD Housing Counseling services
Financial Coaching
Our dedicated coaches are here to help you achieve your financial goals and create a personalized plan to empower you. With our free and confidential coaching, you’ll learn to:
- Create a budget that aligns with your financial goals
- Understand how to use and maintain credit effectively
- Plan for unexpected and future expenses
We encourage you to start with our financial education course, $eeking Change, to gain a solid foundation and transform your financial mindset.
Take control of your financial future with the support of our expert coaches.
All free and confidential
All CCFC services are offered online, in person, virtual or by phone to meet you where you are.
